Robert Enright · Mortgage Advisor

Your First Home Starts With the Right Guidance.

Buying a home can feel overwhelming. Getting answers shouldn't.

With nearly three decades in mortgage and finance, I help homebuyers understand their options, answer the questions that are holding them back, and move forward with greater confidence.

Robert Enright | Mortgage Advisor

Robert Enright, Mortgage Advisor

Robert Enright

Mortgage Advisor · NMLS #964132

Licensed Mortgage Advisor

NMLS #964132

Secure Application

Digital, guided process

Personalized Guidance

Real conversations

Multiple Loan Options

Reviewed together

Nearly 30 Years

In mortgage and finance

Not sure where to start?

You Don't Need to Have It All Figured Out.

For many homebuyers, the questions start long before the application.

You don't need to figure all of that out before reaching out. That's what I'm here for. I'll help you understand where you are, explore the options that may be available, and make sense of what your next step could look like.

Talk With Robert
  • How much home can I afford?
  • How much do I need for a down payment?
  • What does my credit score need to be?
  • What will my monthly payment look like?
  • Which mortgage option makes sense for me?
  • What if I don't qualify yet?

Run the numbers

See What the Numbers Could Look Like.

Estimates are a starting point, not an approval. Use them to get oriented, then let's talk through your actual situation together.

$285,000
$28,500
6.5%
30 years
$3,200
$1,400
$0

Estimated Total Monthly Payment

$2,005

  • Principal & Interest$1,621
  • Property Taxes$267
  • Homeowners Insurance$117
  • HOA$0

Loan Amount

$256,500

Down Payment %

10.0%

Talk Through My Numbers

Calculator results are estimates for educational purposes only and do not constitute a commitment to lend, an approval, or a quote. Rates, terms, taxes, insurance, and program eligibility vary and are subject to change.

Mortgage options

Different Goals. Different Options.

There is no one-size-fits-all mortgage. We'll look at your situation, your goals, and the options that may be available to determine what makes sense for you.

Conventional Loans

Explore traditional mortgage financing based on your individual situation and homebuying goals.

Often reviewed by

Buyers with established credit and steady income

  • Fixed and adjustable term options to review
  • Down payment amounts vary by program and qualification
  • Mortgage insurance requirements depend on your situation
Learn More

FHA Loans

Explore whether FHA financing may be an option for your home purchase.

Often reviewed by

Buyers who want to review flexible qualifying guidelines

  • Government-insured financing with its own eligibility rules
  • Often reviewed by first-time buyers
  • Mortgage insurance applies under program guidelines
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VA Loans

Eligible veterans, service members, and qualifying borrowers can explore available VA financing options.

Often reviewed by

Veterans, active service members, and eligible surviving spouses

  • Eligibility confirmed through VA requirements
  • No monthly mortgage insurance under VA guidelines
  • Funding fee may apply depending on circumstances
Learn More

USDA Loans

For eligible borrowers and properties, USDA financing may provide another path toward homeownership.

Often reviewed by

Buyers looking in eligible rural and suburban areas

  • Property and income eligibility requirements apply
  • Designed for specific geographic areas
  • Program guarantee fees apply
Learn More

First Time Homebuyer Programs

Buying your first home? Let's explore programs and financing options that may be available to you.

Often reviewed by

Renters and first-time buyers planning their first purchase

  • Down payment assistance may be available in some cases
  • Education-first walkthrough of the full process
  • Planning help if you are not ready to buy yet
Learn More

Refinancing

Already own your home? We can discuss your goals and whether refinancing is something worth exploring.

Often reviewed by

Homeowners reviewing payment, term, or equity goals

  • Review payment and term scenarios together
  • Discuss equity options where appropriate
  • Understand costs before deciding anything
Learn More

Reverse Mortgage

For eligible older homeowners, let's discuss available options involving the equity you've built in your home.

Often reviewed by

Qualifying older homeowners with home equity

  • Age and occupancy requirements apply
  • Counseling requirements under program guidelines
  • Plain-language explanation of how it works
Learn More

First time homebuyers

Still Renting? Let's Find Out What's Possible.

Maybe your rent keeps going up.

Maybe your family needs more space.

Maybe your landlord is selling the home you're currently renting.

Or maybe you're simply tired of renting and wondering whether buying a home could actually be possible.

Don't assume you're not ready before having the conversation.

Let's Talk About Your First Home

Together, we can explore:

  • What you may be able to afford
  • What to expect when it comes to a down payment
  • Where your credit currently stands
  • Which mortgage options may fit your situation
  • What your next steps could be
  • What you can work toward if you're not ready today

You don't have to understand mortgages before talking to me. That's my job.

Why Robert

More Than a Mortgage Transaction.

Buying a home is a big decision. You deserve someone who will take the time to help you understand it.

Real Guidance

Ask questions. Get straightforward explanations. Understand what you're doing and why.

Education First

I don't want to simply move you through the process. I want you to understand it.

Personal Service

You're a person making an important financial decision, not another transaction.

Accessible & Responsive

Questions are part of the process. Communication and availability are an important part of how I work with my clients.

How it works

You Don't Need to Know Where to Start. Just Start With a Conversation.

  1. 01

    Tell Me Where You Are

    We'll talk about your situation, what you're hoping to accomplish, and the questions you have.

  2. 02

    Understand Your Options

    I'll help you better understand mortgage options that may be relevant to your circumstances.

  3. 03

    Build Your Path Forward

    If you're ready, we'll discuss your next steps. If you're not ready yet, you'll have a clearer idea of what you can work toward.

  4. 04

    Stay Informed

    As you move through the mortgage process, I'll help you understand what comes next.

Client experiences

What Working Together Can Feel Like.

“Fair, friendly, accommodating, patient, professional, communicated very well. Felt more like family then just a client/paycheck.”
Katherine R.Cambridge, OH · Verified Client

Real client reviews from Experience.com · 4.94 average from 251 reviews. Read all reviews

Robert Enright, Mortgage Advisor

About Robert

Nearly Three Decades in Lending. Still Personal.

Born and raised in Columbus, Ohio, I'm a proud graduate of what I like to call the “School of Hard Knocks.” I'm a lifelong learner who believes real-world experience, common sense, and practical problem-solving matter.

I've worked in the mortgage and finance industry since 1997. Over the years, I've built my approach around personalized service and keeping my clients' best interests at the center of the process.

I Treat People Like People, Not Transactions.

Meet Robert

For real estate professionals

Let's Help More Buyers Move Forward Together.

A strong lending relationship should be about more than providing a preapproval.

I work with real estate professionals to help educate buyers, support communication, and provide useful marketing resources designed to make their jobs easier and help us grow our businesses together.

Whether you have a first-time buyer who doesn't know where to start or a client who needs additional guidance before they're ready to purchase, my goal is to be a resource for both you and your clients.

Partner With Robert

Common questions

Answers to the Questions Homebuyers Ask Most.

Not sure if you're ready?

You Don't Need to Have Everything Figured Out.

Maybe you're worried about your credit.

Maybe you're wondering how much you'll need for a down payment.

Maybe you don't know what you can afford.

Or maybe you simply have questions and don't know where to begin.

Let's have a real conversation about where you are, what you're trying to accomplish, and what your next step could be.

Nothing on this website constitutes a commitment to lend, an approval, preapproval, or guarantee of financing. All loans are subject to applicable underwriting and approval requirements.

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